About Us:

Luo is a fast-growing fintech startup building real-time cross-border payment infrastructure for West Africa. Our platform helps businesses make international payments faster and more affordably. We recently raised $4 million in seed funding from top investors, including the co-founder of Monzo and leading experts in cross-border payments.

This is a unique opportunity to join a fast-paced company operating in the African market—a context that is both exciting and impactful for anyone passionate about fintech, regulation, and emerging markets.

Role Overview:

As a Compliance Analyst, you’ll play a key role in managing daily compliance operations. You’ll handle customer and partner onboarding, monitor transactions, follow up on outstanding information, and contribute to process improvements. You’ll help maintain a high standard of compliance while enabling the company to grow fast and safely.

Key Responsibilities:

Customer and Partner Onboarding:

• Review and validate KYC/KYB documentation for new customers and partners.
• Conduct enhanced due diligence when required.
• Follow up with customers and partners to collect missing or updated information.
• Maintain clear and up-to-date records of all KYC files.

Ongoing Compliance Maintenance:

• Ensure KYC files are regularly reviewed and updated as needed.
• Improve internal onboarding and KYC processes in collaboration with the MLRO.
• Track the status of open files and ensure timely completion.

Transaction Monitoring and RFIs:

• Monitor transactions on a daily basis to detect unusual patterns or behaviors.
• Handle incoming RFIs from partners and respond promptly with relevant documentation.
• Draft and request RFIs from customers where needed, ensuring clarity and follow-up.

General Compliance Support:

• Assist in the implementation and documentation of internal procedures.
• Support audits and internal reviews with accurate data and reporting.
• Stay up to date with relevant regulatory developments.

Qualifications:

• Experience in compliance, onboarding, or customer due diligence (CDD/KYC) within financial services or fintech.
• Strong attention to detail and organizational skills.
• Ability to manage multiple onboarding cases simultaneously and follow through to completion.
• Familiarity with AML/CTF regulations and compliance standards.
• Comfortable working in a fast-moving, high-growth environment.